Carl Canaparo brings nearly four decades of leadership, innovation, and expertise in the insurance industry. He began his career in 1989 with ABD Insurance and Financial Services, where he built the firm’s Managed Care Risk Practice. In 2000, he joined ISU Massie & Beck Insurance as a Risk Consultant, further expanding his expertise in complex risk management solutions.


In 2006, Carl founded Pinnacle Brokers, a boutique, full-service property and casualty brokerage. Under his leadership, Pinnacle developed high-performing teams serving the healthcare, technology, and manufacturing sectors. Throughout the firm’s growth, Carl maintained a strategic focus on managed healthcare risk solutions, establishing a specialization that became a defining strength of the organization and a key factor in Foundation Risk Partners’ acquisition of Pinnacle in 2018.


Today, Carl leads the FRP Managed Care Practice, continuing his vision of building a premier managed care risk and insurance platform for physician groups, health plans, provider organizations, and other risk-bearing healthcare entities. The practice delivers a comprehensive suite of specialized solutions, including HMO reinsurance, provider excess insurance, managed care stop-loss, and other innovative risk management strategies designed to support organizations operating under value-based and capitated care arrangements.

Curtis Beharry is an accomplished healthcare executive with extensive experience in managed care, health insurance operations, risk management, value-based care, claims administration, analytics, and strategic business development. As Executive Vice President, he is responsible for driving organizational growth, operational excellence, client success, and innovation across multiple business segments.

Throughout his career, Curtis has successfully led teams responsible for claims operations, account management, data analytics, premium reporting, reinsurance administration, and population health initiatives. He has developed and implemented strategies that improve operational efficiency, enhance financial performance, strengthen compliance programs, and deliver measurable value to health plans, providers, employers, and government-sponsored healthcare programs.

Curtis possesses deep expertise in Medicaid, Medicare Advantage, Commercial Health Plans, Value-Based Care, Risk Adjustment, Stop-Loss and Reinsurance Programs, and Managed Care Administration. He has worked closely with health plans, provider organizations, accountable care organizations (ACOs), and healthcare stakeholders to develop solutions that improve quality outcomes while effectively managing healthcare costs.

Known for his collaborative leadership style, Curtis believes that strong relationships, teamwork, and transparent communication are critical to organizational success. He is passionate about developing high-performing teams, mentoring future leaders, and creating a culture that fosters innovation, accountability, and continuous improvement.

In addition to overseeing operational and strategic initiatives, Curtis actively engages in business development efforts, helping organizations identify opportunities for growth, improve financial sustainability, and navigate the evolving healthcare landscape.

Curtis is recognized for his ability to translate complex healthcare challenges into practical business solutions while maintaining a relentless focus on client satisfaction, employee engagement, and long-term organizational success.