Powered by Pinnacle Brokers Insurance Solutions

For more than 45 years, FRP Managed Care Practice, powered by Pinnacle Brokers Insurance Solutions, has partnered with health plans, medical groups and provider organizations to safeguard against financial risk. Our industry expertise and data-driven strategies help clients optimize risk transfer, reduce exposure and strengthen financial performance. We offer cost-effective, high-quality services grounded in integrity, professionalism and long-term partnerships.

Our Specialized Coverage

Pinnacle Brokers Insurance Solutions specializes in Managed Care Risk Management, offering tailored reinsurance and stop-loss solutions for organizations operating under capitation and value-based payment models.

HMO Reinsurance

Financial protection for Medicare Advantage, Managed Medicaid and commercial HMO plans by mitigating the impact of catastrophic claims that could otherwise lead to significant financial losses.

Provider Stop-Loss

Financial protection for medical groups, Independent Practice Associations (IPAs), PACE providers and other capitated entities by shielding them from catastrophic healthcare expenditures incurred by managed care patients.

Aggregate Excess of Loss

Reinsurance provides Accountable Care Organizations (ACOs) with a financial safety net to protect their attributed benchmark revenue under traditional Medicare risk arrangements with the Centers for Medicare & Medicaid Services (CMS).

Risk Strategy & Claims Auditing

Manages risks with tailored strategies and claims auditing to uncover payment errors, which is often the root of rising stop-loss premiums. Our multi-entity analysis typically recovers 3–5% in overpayments, backed by actionable reports that drive recovery and improve performance.

Bundled Payment Protection

Addresses and helps control excess costs tied to specific episodes of care within CMS or commercial payor bundled payment models, supporting financial sustainability and care quality under value-based reimbursement structures.

Surety Bonds

Supports Accountable Care Organizations (ACOs) in meeting CMS-mandated capital reserve requirements and repayment guarantee obligations, ensuring compliance and financial readiness under Medicare risk arrangements.

Experience you can Measure

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SAVED IN APPEALS
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Curtis Beharry
Executive Vice President

Curtis Beharry is an accomplished healthcare executive with extensive experience in managed care, health insurance operations, risk management, value-based care, claims administration, analytics, and strategic business development. As Executive Vice President, he is responsible for driving organizational growth, operational excellence, client success, and innovation across multiple business segments.

Throughout his career, Curtis has successfully led teams responsible for claims operations, account management, data analytics, premium reporting, reinsurance administration, and population health initiatives. He has developed and implemented strategies that improve operational efficiency, enhance financial performance, strengthen compliance programs, and deliver measurable value to health plans, providers, employers, and government-sponsored healthcare programs.

Curtis possesses deep expertise in Medicaid, Medicare Advantage, Commercial Health Plans, Value-Based Care, Risk Adjustment, Stop-Loss and Reinsurance Programs, and Managed Care Administration. He has worked closely with health plans, provider organizations, accountable care organizations (ACOs), and healthcare stakeholders to develop solutions that improve quality outcomes while effectively managing healthcare costs.

Known for his collaborative leadership style, Curtis believes that strong relationships, teamwork, and transparent communication are critical to organizational success. He is passionate about developing high-performing teams, mentoring future leaders, and creating a culture that fosters innovation, accountability, and continuous improvement.

In addition to overseeing operational and strategic initiatives, Curtis actively engages in business development efforts, helping organizations identify opportunities for growth, improve financial sustainability, and navigate the evolving healthcare landscape.

Curtis is recognized for his ability to translate complex healthcare challenges into practical business solutions while maintaining a relentless focus on client satisfaction, employee engagement, and long-term organizational success.